Regal Advances
Second position

Need More Working Capital? You Can Still Get Funded

Already have an advance? You can often get more funding before the first one is paid off. It's called a second position, and it's how many businesses grab an opportunity, buy inventory at a discount or get through a slow month.

Get funded now It only takes a few minutes.

You'll likely qualify if

  • Your first advance is partly paid down
  • You've made your payments on time
  • Your deposits can comfortably cover both payments

Before you take a second

Some first-position agreements don't allow additional funding. Send us yours and we'll check it for you. And if two payments would be tight, consolidation may be the better move. We'll tell you honestly which one makes sense.

How it works

  1. Apply in minutes. One short online application, no cost and no obligation.
  2. Send recent bank statements. Usually the last three to four months is all we need to start.
  3. Get your offer. Most owners hear back within 24 hours, with funds often following in a day or two once you accept.

Common questions

How much can I get in second position?

It depends on your monthly deposits and what you already owe. Second positions are usually smaller than the first.

Does it affect my current advance?

Your first advance stays in place. You'll make both payments until one is paid off.

Ready to get funded? Get funded now