Privacy Policy

This Privacy Policy explains how Regal Advances ("Regal Advances," "we," "us," or "our") collects, uses, shares, and protects information when you visit regaladvances.com, submit a funding application, or communicate with us by phone, email, or text message.

Regal Advances is a commercial financing brokerage and funding source serving business owners. We work with businesses, not consumers, and the financing we arrange is for commercial purposes only.

1. Information we collect

Information you give us

• Contact details — name, business name, mobile and landline numbers, email address, mailing address.
• Business information — entity type, EIN, industry, time in business, monthly revenue, existing financing positions, use of funds.
• Owner information — date of birth, ownership percentage, home address, and Social Security number where required to underwrite an application.
• Financial documents — business bank statements, processing statements, tax returns, financial statements, voided checks, and government-issued identification.
• Communications — the content of emails, text messages, web forms, and recorded or summarized phone calls.

Information we collect automatically

• IP address, browser type, device identifiers, referring URL, pages viewed, and time on site.
• Cookies, pixels, and similar technologies, including advertising tags from Meta and Google.

Information from third parties

• Business credit and consumer credit reports, subject to your authorization.
• Public records, secretary of state filings, UCC filings, and lien and judgment searches.
• Lead providers and referral partners who represent that they obtained your consent to be contacted.
• Bank data aggregation services you connect through, if you choose to link an account.

2. How we use information

• To evaluate, underwrite, and process funding applications.
• To submit your application to funding sources and present offers back to you.
• To verify identity, ownership, and business standing, and to prevent fraud.
• To communicate with you about your application, documents, offers, and account.
• To send marketing about our financing products, where permitted by law and by your consent preferences.
• To comply with legal, regulatory, tax, and recordkeeping obligations.
• To operate, secure, and improve our website and internal systems.

3. How we share information

We do not sell your personal information. We share information only as described here:

4. Text messaging (SMS and MMS)

By providing your mobile number and affirmatively opting in, you consent to receive text messages from Regal Advances at that number, including messages sent using an automatic telephone dialing system. Consent to receive marketing text messages is not a condition of applying for or receiving financing.

What we send

• Application and account messages — document requests, status updates, offer notifications, and closing coordination.
• Conversational messages — replies from our team to questions you send us.
• Marketing messages — information about financing programs, sent only if you separately opted in to marketing.

Program terms

• Message frequency varies based on your activity and stage in the funding process.
• Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
• Reply STOP to any message to opt out. You will receive one confirmation message and no further messages.
• Reply HELP for assistance, or contact us at the phone number or email address below.
• Supported carriers include AT&T, Verizon Wireless, T-Mobile, and others.

How we obtain consent

We collect SMS consent through our online funding application and through written or verbal authorization you give directly to our team. The consent checkbox on our application is not pre-checked, and the disclosure appears next to the point of collection. We retain records of consent, including the date, time, and method of opt-in.

Opt-out records

Opt-out requests are honored immediately and recorded permanently. Mobile numbers that have opted out are suppressed across our messaging systems.

5. Cookies and advertising

We use cookies and similar technologies to operate the site, measure traffic, and run advertising through platforms including Meta and Google. These platforms may use their own cookies and pixels to measure ad performance and show you ads on other sites. You can control cookies through your browser settings and opt out of interest-based advertising through the platforms' own preference tools.

We do not use text message opt-in data for advertising targeting and do not upload mobile opt-in lists to advertising platforms.

6. Data security

We use encryption in transit, access controls, and restricted-access storage for application documents and financial records. No method of transmission or storage is completely secure, and we cannot guarantee absolute security. Do not send sensitive documents to us through unsecured channels; use the secure link or portal our team provides.

7. Retention

We retain application information and supporting documents for as long as needed to service the relationship and to meet legal, tax, and audit obligations, typically no less than seven years from the date of the last transaction. Consent and opt-out records for text messaging are retained indefinitely to honor your preferences.

8. Your rights and choices

• Access and correction — request a copy of the information we hold about you, or ask us to correct it.
• Deletion — request deletion of information we are not required to retain by law.
• Marketing opt-out — unsubscribe from email using the link in any marketing email, or reply STOP to text messages.
• Do not sell or share — we do not sell personal information or share it for cross-context behavioral advertising.

To exercise any of these rights, contact us using the details below. We may need to verify your identity before responding. We will not discriminate against you for exercising these rights.

9. Financial privacy

Information you provide in connection with a financing application is treated as confidential and used only for the purposes described in this policy. Where the Gramm-Leach-Bliley Act applies to information we handle, we maintain administrative, technical, and physical safeguards designed to protect it.

10. Third-party sites

Our site and communications may link to third-party websites, including funder portals and application forms. We are not responsible for the privacy practices of those sites. Review their policies before submitting information.

11. Children

Our services are directed to business owners and are not intended for anyone under 18. We do not knowingly collect information from children.

12. Changes to this policy

We may update this policy from time to time. The revised version will be posted on this page with a new "Last updated" date. Material changes affecting text messaging consent will be communicated before they take effect.

13. Contact us

Regal Advances


Phone: 917-439-1318
Email: info@regaladvances.com
Web: regaladvances.com